About Us
This website provides an online connecting service for consumers who want to request access to short-term loan options from lenders or lending partners in a network. We are not a lender, do not make credit decisions, and do not approve, fund, service, or collect loans.
Our role is to help users submit a loan request online and share their information with lenders or lending partners that may review the request. If a lender is interested, the lender may present a loan offer directly to the user. Approval is not guaranteed.
What We Do
We provide access to lenders or lending partners that may consider loan requests based on their own criteria. Loan availability, loan amounts, rates, fees, repayment terms, credit checks, funding timing, and documentation requirements vary by lender, state, and the user’s individual circumstances.
Short-term loans can be expensive financial products and should be used responsibly. They are not intended to solve long-term financial problems or replace careful financial planning.
Why Use This Service
This website is designed to make the loan request process clear and easy to understand. Users can provide basic information online and may be connected with lenders or lending partners that may review their request.
- Connecting service only: This website is not a lender and does not make credit decisions.
- Online request process: Users may submit a loan request online for lender review.
- No guaranteed approval: A lender may approve or decline a request based on its own review process.
- Terms vary: Rates, fees, repayment terms, renewal policies, and funding times depend on the lender and applicable state law.
- Responsible borrowing: Users should review all loan terms carefully before accepting any offer.
How the Process Works
Step 1: Submit a loan request. Users provide basic information through an online request form. By submitting information, users confirm that they have read, understood, and agree to the Privacy Policy, Terms of Use, E-Consent, Responsible Lending, and Marketing Practices.
Step 2: Lender review. The information may be shared with lenders or lending partners in the network. A lender may review the request and decide whether to offer a loan. Some lenders may verify credit or request additional information.
Step 3: Review any offer. If a lender presents an offer, the user should carefully review the rates, fees, repayment schedule, due dates, renewal policies, late-payment terms, and all other conditions before deciding whether to accept it.
Step 4: Funding may be available. If a user accepts a lender’s offer and is approved by that lender, funds may be deposited as fast as the same business day. Funding times vary by lender, bank, and other factors.
Important Loan Information
Payday loans and other short-term loans may involve high costs. Before accepting any loan offer, users should understand the annual percentage rate, finance charges, repayment schedule, late-payment fees, renewal terms, and possible credit score impact.
Late or non-payment may result in additional fees, collection activity, and negative information being reported to credit bureaus. Renewal policies vary by lender and may involve additional costs.
State Availability
This service is not available to users from Arkansas, New York, Vermont, or West Virginia. Loan availability and terms vary by state and by lender.
Our Commitment
We aim to provide clear information and a straightforward online process for users who want to request access to loan options. We do not guarantee approval, loan amounts, rates, fees, repayment terms, or funding times.
This website is not responsible for the actions or inactions of any lender or lending partner. Users should only accept a loan offer after reviewing the lender’s full terms and conditions and confirming that repayment is affordable.
Contact
Questions about this connecting service may be sent to [email protected].